Financial Strategy

Your salary is not
the problem.
Your system is.

Finance meets psychology. Strategy meets self-discipline. Built for people who are done being directionless.

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The numbers don't lie

0+
Years in finance
Trading, managing funds, building systems
€0/mo
Average monthly leak
Forgotten subscriptions. Invisible waste.
0 yrs
Professional clients
Real people. Real results. Barcelona.
€0K
Earners still broke
Income isn't the problem. System is.
Not a bank.
Not a broker.
Not a budgeting app.
A system.

Who this is for

You work hard.
Still falling behind.

You're not broke. You're not bad with money. You just never had a system built for your reality — not a textbook, not a TikTok, not a guru in a beige suit.

"You don't need to earn more. You need to stop leaking what you already have."

The freelancer
charges €2,000 a project. Never sees any of it.
The professional
makes €3,500/month. Still feels broke.
The talker
couldn't tell you what he's actually invested in.
The saver
€6,000 in the bank. Doing nothing. Going nowhere.
The worker
40 years in. Still panics at tax time.
The student
decent income. Zero direction. Tired of generic advice.
JP
Janvi Patel
Founder, Nvija · Barcelona
5+
Years in finance
3
Years professional clients
4
Pillars of the system

Why Nvija

Built by someone who had to figure it out from scratch.

No financial safety net. No mentorship. Just pressure, performance, and pure execution. I built systems because I didn't have time for excuses.

Five years of trading, managing my own funds, my family's funds, and friends' portfolios. Three years of working with clients professionally — in Barcelona, building real strategies for real people.

I don't care if you're a student, a CEO, or a retail worker. If you're serious about not living paycheck to paycheck for the rest of your life — even if your paycheck is big — this changes how you operate. Permanently.

"We don't do coddling. We don't do hand-holding. We do results. We do precision. We do control."

What inaction costs you

Every month you wait,
you lose money you'll never get back.

Compounding you'll never get back. Systems you could've built. Peace you haven't tasted yet.

Portfolio value at 8% avg. annual return
€54,884
You put in
€36,000
Compound growth
+€18,884

This is what waiting costs. Every month without a system is money compounding against you.

Real work

He was not broke.
He was directionless.

"I want to move out of my parents'. But if I've to have cereals for dinner twice a week to afford a night out... no thank you."
Martí, 24 — Barcelona
€1,600/mo
Net income
€500/mo
Saved consistently
€6,000
Sitting doing nothing
0
Invested. Zero.

He thought working more would solve it. Getting a raise. It wouldn't. What he needed wasn't to "earn more." He needed a system.

01
Mindset Reset
Money is not for hiding. It is for building. You have to be willing to let it move.
02
Compartmentalization
Forget the 50-30-20 rule. That's for textbooks. We broke his expenses into 3 real compartments and cut €200/month in invisible waste.
03
Investing by risk profile
A 10-asset portfolio tailored to him. Automated. No stress over headlines. Just steady compounding in the background.

How to work with me

Three ways in.
One standard.

Start here

Free 15-min Call

15 minutes · No charge

We get on a call. You tell me where you are. I tell you what I see. No pitch, no pressure — just a real conversation with a real person who knows what they're looking at.

This is how we figure out if we're the right fit.

One-time

Consultation

30–60 min · Priced per case

You come with a specific situation. We go deep on it. One session, one solution, built for your reality. No templates. No generic advice. What you leave with is yours to execute.

Price depends on complexity. We agree before we start.

Full build

Strategy Build

Multi-session · Priced per case

Your complete financial operating system. We build it together — from mindset to structure to investment strategy to execution. This is the full transformation.

For people who are done guessing and ready to operate.

What clients say

Real people.
Real results.

"

I was earning okay money and had no idea where it was going. After working with Janvi I actually have a plan. Not a spreadsheet someone made me fill in — a real plan that I understand and actually follow.

Sara M.
Freelance designer · Barcelona
"

Had €8K in a savings account for two years because I didn't know what else to do with it. One session with Janvi and I knew exactly where it was going. She doesn't waste your time.

Tomàs R.
Software engineer · 27
"

I'd talked to other finance people before. They all said the same things. Janvi actually looked at what I was doing, told me straight what was wrong, and told me how to fix it. That's it.

Lena K.
Marketing manager · Early career

Questions

Straight answers.

People who earn decent money but feel financially directionless. You're not broke — you're just operating without a system. Students, early professionals, freelancers, founders. If you're tired of generic advice and want something built for your actual situation, you're in the right place.

The free 15-min call is a starting point. We get to know each other, I understand where you are, and we figure out if working together makes sense. The paid consultation is a dedicated deep-dive session — we go into your specific situation, build a clear direction, and you leave with something actionable. It's not a discovery call. It's work.

Because your situation is not the same as someone else's. A student with €800/month needs a different approach than a freelancer with €4,000/month and no structure. Flat pricing means someone pays too much or gets too little. I don't do that.

No. You need to be honest about where you are and serious about changing it. I'll handle the rest. The people who get the most out of this are usually the ones who know the least — because they haven't built bad habits yet.

It's financial strategy. That includes how you think about money, how you structure it, and how you invest it — based on your risk profile, your goals, and your reality. Not a TikTok portfolio. Not 'just buy index funds.' A real strategy.

Because apps don't change behavior. They just track it. What we build is a system that runs in the background — automated, structured, and aligned with how you actually live. You stop relying on willpower. The system does the work.

Barcelona. I work with clients remotely and in person.

Get in touch

Ready to stop
guessing?

Start with the free 15-min call. We'll figure out where you are, what's actually blocking you, and whether working together makes sense.